LifeX

VL Plans

An affordable option for everyday care on the PHCS network, with low copays, no-cost preventive care and unlimited telemedicine. Prescriptions and maternity are covered, with set limits on visits and hospital stays that keep costs low for healthy individuals and families.

PPO Plans

Enjoy the freedom of a full PPO on the nationwide PHCS network, with low copays for office, specialist and urgent care visits and no referrals needed. Preventive care, many generic prescriptions and unlimited telemedicine are included at no cost, with several low deductible options to fit your budget.

Major Medical

Get comprehensive coverage for everything from doctor visits and prescriptions to hospital stays, surgery and emergency care, all on the PHCS network. An out-of-pocket maximum protects you from large medical bills, so you and your family can get the care you need with confidence.

HSA

Keep your premium low and save for health costs tax-free with a Health Savings Account, where unused money rolls over year to year. Plans include the PHCS network, no annual benefit maximum, in- and out-of-network coverage and no-cost preventive care.

Dental

Humana Dental PPO covers preventive care at 100% in network with no deductible, plus basic and major services like fillings, crowns and root canals. Choose a plan with an unlimited annual maximum and orthodontia for adults and children, or a lower-cost plan with a generous annual maximum.

Vision

Get a yearly eye exam and standard lenses for a low copay, plus a generous allowance toward frames or contacts every 12 months. You'll also save on lens upgrades and extra glasses at network providers, with out-of-network benefits available too.